Turning Volatility into Opportunity:The Most Agile Platform for Loan Against Shares

In the fast-moving world of capital markets, speed and risk management are everything.
miFIN provides a high-performance LOS and LMS engine specifically designed for Loan
Against Shares (LAS). We empower lenders to offer instant liquidity against securities with
a fully digital journey—from real-time portfolio valuation and seamless depository pledging to
automated margin calls. Give your borrowers the credit they need while maintaining the
ironclad risk controls your institution demands.

How We Work

What gives Qualtech the edge

LAS is a high-stakes product where a few minutes can be the difference between a secure loan and a deficit. Our edge lies in precision and integration.

Real-Time Market Pulse

Unlike generic systems, miFIN integrates directly with market data feeds to provide live valuation of collateral, ensuring your LTV (Loan-to- Value) is always accurate.

Depository Ecosystem Sync

Pre-built, deep integrations with NSDL and CDSL allow for instant, paperless pledging and unpledging of securities, eliminating days of manual paperwork.

Proactive Risk Guardrails

Our system doesn't just track data; it acts. Automated triggers for margin shortfalls and liquidations ensure you stay ahead of market corrections.

Modular "Scalable" Engine:

Whether you are lending against listed shares, mutual funds, or bonds, our platform allows you to configure specific hair-cuts and concentration limits per security type instantly.

Advantages