One Platform Across the Gold Loan Lifecycle
Most gold lenders stitch together separate tools for appraisal, loan servicing, collections and auctions. miFIN Gold keeps them in one system with one view of the customer and the pledged gold.
Valuation
Capture the appraisal, apply your valuation and LTV rules, and keep the record for audit.
Lending
Configurable origination workflows for retail and SME lending across branch and digital channels.
Collections
Unified case management across collection channels, with a real-time view down to the case.
Renewals
Track due dates and run renewals and closures from the same system that holds the loan.
Auctions
Move overdue accounts through a controlled, traceable auction process.
Growth
Lead management for digital, field and telesales, plus co-lending to widen your funding.
Everything a Gold Lender Runs On, Already Connected
miFIN Gold sits on the same platform that manages loans for 50+ BFSI customers.
Loan Origination
Configurable workflows across retail and SME lending.
Loan Management
End-to-end portfolio management from disbursement to closure.
Debt Collection
Case management across field, tele and digital channels.
Lead Management
Orchestration for digital, field and telesales leads.
Co-lending
Multi-partner lending across different co-lending models.
Customer Portal and Reconciliation
Self-service for borrowers and cleaner books for finance teams.
Built for Lenders Who Take Gold Seriously
Scaling a Gold Loan Book
Add branches, channels and volume without adding a new tool each time.
Adding Gold to Your Lending Mix
Launch a gold loan product on a platform already proven in production.
Moving Off a Legacy System
Qualtech has migrated lenders away from legacy platforms with limited documentation and data issues.